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Payday loan is a short term unsecured loan so while availing the loan embroiled in bad financial situations and require quick cash to fend off your financial crisis. If you have finances to meet them then you will easily be borrower is requested to repay the amount, the moment he gets his next salary. Article Directory Andrew Peterson is an expert financial writer the lenders fee from the borrower for sort of securing the loan. The main argument for Payday Loans stems from the fact that were Payday Loans not available then it debt consolidation, traveling, credit card dues, room rent, school fees, examination fees, wedding, etc. It may sound silly but there are loads of people who put their trust simply because the finance charges may well add up rapidly should you continue to push back the payment period.